Understanding Credit and Credit Repair

4.8 (56)

Doug Vairo, ABA

LoanOfficerStore.com

  • CPA
  • CMA
  • CPA(Canada)

Before starting this self study program, please go through the instructional document.

Overview

  • What is the Law that gives rights to Consumers?6 mins
  • What is a FICO Score and why use it?7 mins
  • How are FICO scores calculated?8 mins
  • What is FAKE-O Score? How FICO score is different from FAKE-O Score?13 mins
  • What is the range of FICO Scores?15 mins
  • How does the FICO score impact Mortgage Loans?20 mins
  • Four different types of inquiries for a Mortgage loan28 mins
  • What are 30/60/90-days late?34 mins
  • What to consider while reading a credit report?37 mins
  • How to Repair your credit?45 mins

Course Description

Most people are concerned and involved in the physical health but far too many people ignore their financial health. Credit Reports are one of the fundamental financial documents that are misused and misunderstood. Most people in the United States can benefit from a better credit score. Whether they are in debt, in need of a new car, or trying to pay less over the life of their mortgage, people in your community deserve to understand how credit works and get the help they need.

MAJOR TOPICS COVERED:

  • FICO Scores
  • Different types of Inquiries
  • 30/60/90 Days Late Fundamentals
  • Fico Score Impact on Mortgage Loans
  • Tips on Repairing Credit
  • Dispute Letters

This CPE webinar will help the financial professionals to gain a firm understanding of credit, ranging from, “how credit scores are created and used,” to sample letters used to correct inaccurate information as well as everything there is to know about a credit report.

Learning Objectives

  • To understanding of FICO Score and its Range
  • To know about the FICO website
  • To identify how can you repair your credit
  • To recognized the role of FICO Score in influencing your mortgage loan

Who Should Attend?

  • Finance Pros
  • Tax Attorney
  • Tax Practitioners
  • Accountant
  • CPA - Small Firm
  • CPA - Mid Size Firm
  • CPA - Large Firm
  • Accounting Firm
  • Tax Pros
  • CPA (Industry)
  • Tax Firm
  • Young CPA
  • CPA in Business
  • Entrepreneurial CPA
  • Tax Accountant (Industry)
  • Tax Director (Industry)
  • Finance Director
  • Accounts Director
  • Entrepreneurial Accountant

Testimonial

4.8

(56)
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DH

It was very, very good and of great practical use. A sincere "Thank You" to Mr. Vairo for the program.

DG

Top Notch. Very good, knowledgeable and engaging presenter. Lots of information and the time flew.

RR

This is a well-structured webinar. I learned a lot and enjoyed earning CPE.

EB

For me, it was a good webinar. It kept me engaged. Webinar timings were managed well.

KI

The content is really useful. I recommend this webinar.

AB

The flow of the presentation was smooth. Presentation was great. Excellent webinar...!