A structural change in the IRS system directed by Executive Order 14247 in March 2025 to phase out paper checks in favor of electronic payments has resulted in refund delays for over 1.4 million taxpayers, a number growing by an average of 300,000 each week. This transition to a digital framework, aimed at improving efficiency and reducing fraud, has led to complications and extended processing times for taxpayers who do not provide direct deposit details, impacting largely unbanked or underbanked households, the elderly, and individuals living abroad among others, and extending the refund timeline from 4-6 weeks to 10-16 weeks.
Most taxpayers expect one thing during filing season: speed. File the return, wait a few weeks, and the refund lands. It’s predictable, almost routine. But this year, that expectation is breaking. Across the country, more than 1.4 million taxpayers are no...
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