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Boomers Are Sitting Pretty While Gen Z Gets Squeezed
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Subscribe23 SEP 2026 / ECONOMY
The concept of a "gen-shaped economy", coined by economist Ed Yardeni, highlights the stark differences in wealth between older and younger generations in the US. Baby Boomers hold half of US household wealth and benefit more from asset appreciation, while younger adults are struggling with housing affordability, employment challenges, and accumulating assets. Such generational wealth disparities are underscored by tax structures favoring seniors, high entry costs for housing, and a broader shift in economic benefits from labor income to asset appreciation.
A 28-year-old accountant and a 68-year-old retired controller can sit at the same kitchen table, read the same economic headlines, and come away convinced they live in two different countries. The retiree may see a strong stock portfolio, a house worth se...
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