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What Went Wrong in PayPal’s Fall From $360B to $40B
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Subscribe05 FEB 2026 / FINANCE
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PayPal's market cap fell significantly, from $360 billion in 2021 to $40 billion in 2026, amid underperforming earnings reports, increasing competition and a slowdown in growth post-pandemic. PayPal's leadership is hoping to pivot toward artificial intelligence and agentic commerce to improve profitability and stay ahead of competitors like Apple Pay and Google Pay.
Remember when PayPal was the shining star of the fintech world? In 2021, it was riding high, with a market cap of around $360 billion, outpacing its former parent eBay. Fast forward to February 2026, and PayPal’s market cap has plummeted to just $40...
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