MYCPE ONE

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Investment Adviser Representative (IAR) CE Requirements Overview

Last Reviewed on: 22 May, 2026

CE Requirements

Complete 12 IAR CE credits each calendar year: 6 Products and Practice credits and 6 Ethics and Professional Responsibility credits.

License Renewal Period

IAR registrations are renewed annually through the IARD Renewal Program. Visit site

CE Reporting Cycle

Calendar year, January 1 through December 31.

Ethics Requirement

Complete 6 Ethics and Professional Responsibility credits each year.

Carry Over Credits

CE credits may not be carried over from one reporting period to the next.

Subject Area Restriction

The 12 credits must be split as required: 6 Products and Practice credits and 6 Ethics and Professional Responsibility credits. Extra credits in one category do not replace missing credits in the other category.

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compliance requirements

Simplifying Regulations for 2026

CE Requirement

IARs registered in jurisdictions that have adopted NASAA’s IAR CE model rule must complete 12 CE credits each year: 6 credits of Products and Practice and 6 credits of Ethics and Professional Responsibility.

Ethics Requirement

6 credits must be completed annually in Ethics and Professional Responsibility. Ethics and Professional Responsibility courses must include ethics-related content under NASAA’s IAR CE standards.

Initial CE Hours

New IARs do not begin the annual IAR CE requirement until January 1 of the first full calendar year after they first become registered in an IAR CE jurisdiction. Example: an IAR first registered in February 2026 begins IAR CE on January 1, 2027.

Subject Areas

Products and Practice covers investment products, strategies, standards, and compliance practices. Ethics and Professional Responsibility covers duties and obligations to clients, including fiduciary duty and ethical responsibility. Click here for more info

Learning Modes

100% of IAR CE may be completed through approved self-study. Approved NASAA IAR CE learning modes include live webinar/online presentation, video/recorded webinar, eLearning module, podcast, text-only courses, live conference events, and in-person seminar/events.

Eligible Learning Activities

Approved IAR CE courses from NASAA-approved providers qualify. FINRA Regulatory Element may satisfy the 6 Products and Practice credits for eligible dual registrants. FINRA Firm Element, professional designation CE, and instructor credit may count only when the provider and course meet NASAA IAR CE approval requirements. Read more

CE Deadline

IAR CE course completions must be completed, reported by the provider, accepted by FINRA, and reflected on the IAR’s CRD/IAR CE transcript by the end of the applicable calendar year.

Fast Track CE

Our Fast Track Investment Adviser Representative (IAR) CE packages are expertly curated bundles that meet the exact continuing education requirements of Investment Adviser Representatives. Save significant time selecting individual courses by choosing our comprehensive packages that cover all your CE needs. Visit site

Reporting Period

The CE reporting period runs from January 1 through December 31 each year.

License Renewal

IAR registrations are renewed annually through IARD. For the 2026 Renewal Program, payment was due on or before December 8, 2025, and, if additional funds were owed, final payment was due on January 23, 2026. Failure to pay renewal fees can result in nonrenewal, and unresolved IAR CE deficiencies can lead to CE Inactive status or an inability to renew registration.

Carry Over Credits

Carryforward is not allowed. Excess credits do not carry over to a future reporting period.

Record Retention

IARs should keep course completion documentation and monitor their FinPro/IAR CE transcript to confirm that credits are posted correctly.

Renewal Fees

The IAR CE reporting fee is $3 per credit. Eligible dual registrants using FINRA Regulatory Element may pay an $18 FinPro fee, and IARD also charges a $15 annual system processing fee. Additional renewal fees vary by jurisdiction. Read More

Do MYCPE ONE Courses Qualify for Investment Adviser Representative (IAR) CE? Yes!

MYCPE ONE is approved by NASAA to provide IAR CE Courses. View more.

IAR CE approval is course-specific. NASAA states that approved courses must be offered by an approved content provider and approved by NASAA before IAR CE credit can be promoted or relied upon. See details.

MYCPE ONE specializes in various learning formats, including:

  • Live webinar
  • Self-study
  • Group live

For convenient access to our courses, Click here to explore the MYCPE ONE course catalog. We offer an all-inclusive subscription model, similar to Netflix, where a single subscription gives you access to the most extensive online course catalog. Plus, our subscription rates are 60% lower than those of other platforms. Subscribe today!

Contact Information for North American Securities Administrators Association (NASAA)

North American Securities Administrators Association (NASAA)
750 First Street NE, Suite 990
Washington, DC 20002
Telephone: 202-737-0900
Email for IARs: iarce@nasaa.org
Email for IAR CE Providers: iarce.providers@nasaa.org
Website: Visit site

We Review CE Compliance Requirements Every Twelve Months

At MYCPE ONE, we are committed to providing professionals across all designations with the most accurate and up-to-date continuing education information. Our team reviews and updates the CE requirement information for Investment Adviser Representative (IAR) every twelve months to reflect the latest standards and policies set by the North American Securities Administrators Association (NASAA).

While we work diligently to ensure accuracy, we encourage professionals to confirm the requirements directly with their respective boards or credentialing authorities through the official links provided here.

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Frequently Asked Questions

IARs subject to the NASAA IAR CE requirement must complete 12 CE credits each year.

The annual requirement is divided into 6 Products and Practice credits and 6 Ethics and Professional Responsibility credits.

Every IAR registered in a jurisdiction that has adopted the NASAA IAR CE model rule must complete IAR CE.

No. The requirement is based on where the IAR is registered, not where the investment adviser firm is registered or notice filed.

A newly registered IAR begins the CE requirement on January 1 of the first full calendar year after first becoming registered in an IAR CE jurisdiction.

The reporting period is the calendar year, January 1 through December 31.

CE must be completed, reported, accepted, and reflected in the IAR’s CRD/IAR CE transcript by the end of the calendar year.

Yes. Self-study and similar delivery methods may count if the course is officially approved by NASAA for IAR CE.

No. NASAA does not place a maximum credit restriction on approved self-study or similar courses.

Yes. Eligible dual registrants may use the FINRA Regulatory Element to satisfy the 6 Products and Practice credits.

Approved course providers generally report completion to FINRA for IAR CE tracking. IARs should monitor their transcript to confirm that credits are posted.

No. Excess credits cannot be carried forward into a future reporting period.

The IAR may become CE Inactive. If the deficiency continues, the IAR may be unable to renew registration in IAR CE jurisdictions.

Yes. The IAR CE course reporting fee is $3 per credit per person. Eligible dual registrants using FINRA Regulatory Element for the Products and Practice component may pay $18 through FinPro unless the firm has opted in to pay. IARD also lists a $15 annual IA representative system processing fee, and jurisdiction-specific representative renewal fees vary by jurisdiction. View more

No. IAR CE applies only in jurisdictions that have adopted the IAR CE requirement. If an IAR is registered in a jurisdiction that has not adopted IAR CE, the NASAA IAR CE requirement generally does not apply for that jurisdiction. However, IARs registered in multiple jurisdictions should check whether any of their registration jurisdictions have adopted the requirement.

An IAR can verify adoption status through NASAA’s Member Adoption page.

After an IAR completes an approved IAR CE course, the course provider generally reports the completion so it can appear on the IAR’s IAR CE transcript. However, the IAR remains responsible for ensuring that the required IAR CE credits are completed and properly reflected.

An IAR can review their IAR CE transcript and monitor reported CE completions through FINRA’s Financial Professional Gateway (FinPro) System. This helps the IAR confirm whether completed courses have been reported and credited correctly.

An IAR who is registered in more than one state may be able to rely on compliance with the IAR CE requirement of the IAR’s home state, provided the home state requirement is at least as strict as the NASAA model rule and the IAR is compliant in that home state.

In practical terms, if an IAR is registered in multiple states with IAR CE requirements, the IAR generally does not need to complete separate 12-credit requirements for each state. The 12-credit annual requirement is typically completed once, provided the applicable home state conditions are satisfied.

Yes, in certain cases. An IAR who is also registered as a broker-dealer agent and completes FINRA Regulatory Element CE may be able to apply it toward the Products and Practice component of IAR CE. The IAR should confirm that the Regulatory Element CE is properly applied and reflected through FinPro.

The IAR should check with their broker-dealer to determine whether the broker-dealer will report the Regulatory Element CE completion on the IAR’s behalf or whether the IAR must self-report the completion through FinPro. If self-reporting is required, the applicable reporting fee is generally $18, calculated as $3 per credit hour for six credits.