I as the managing partner of The TOLI Center East help people better understand
their life Insurance portfolio regardless of whether a person owns their life
Insurance policy individually or through a trust. Whether the person is a CPA,
an Attorney, or another type of an advisor, one thing remains the same. Most people are not familiar with their life
Ins and incorrectly assume that their coverage will be there for the rest of
their lives.
But because the majority of life insurance purchased over the
last 25 years is Not Guaranteed and has significantly been affected by years of
decreased interest rates and neglect on the part of the amateur trustee that
wasn’t aware that they should have been increasing the annual premium, an
increasing percentage of those policies are now expiring years earlier than
anticipated.
Lastly, Life Insurance today is an 'Asset Class' and as such can significantly benefit the Insured with its 'Living Benefits' as well as the beneficiary with its traditional death benefit.
The more you and your clients know about your & their
life insurance portfolio, the better off everyone’s family will be.
Co-authored American Bar Association Flagship book ‘The
Advisors’ & Trustees’ Guide to Managing Risk. Featured in Bloomberg, Trust
& Estates, NYS Bar Association, Accounting Today, Tax Stringer, Wall Street
Week TV, Fox News, Wall Street Journal, Investor’s Business Daily & More ★
Contact me at ✉ henry@thetolicentereast.com or ☎ 516-695-4662. Visit ? www.thetolicentereast.com
★ Clients Say ★
- “Mr. Montag gives new meaning to be a knowledgeable
representative of what is best in insurance protection for you & your loved
ones. A man of his word, his character is stellar & his breadth of
understanding of an individual’s needs is enormous.”Mrs. Barbara G. NYC
- “Henry evaluated my insurance needs (financial wealth & personal
objectives) & he changed 1 policy significantly by almost doubling the
policy for the same premium. He truly cares about protecting you & is
always easily accessible.” Dr. Barry B. Roslyn LI
