MYCPE ONE

Cash Balance Plans: Unlocking Tax Savings and Retirement Benefits 1 Credit 1 Credit

Jun 24, 2026, 02:00 PM EDT

Cash Balance Plans: Unlocking Tax Savings and Retirement Benefits 1 Credit 1 Credit

Learning mode

Live Webinar
  • Access the course at your convenience
  • Take the assessment test
  • Get your certificate
  • Attend the live interactive session
  • Answer the polling questions
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Jun 24, 2026, 02:00 PM EDT

Access to this course is included with a MYCPE ONE subscription.

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Learning Objectives

  • Define qualified retirement plans and explain their tax advantages.
  • Differentiate between defined contribution and defined benefit plan structures.
  • Evaluate how plan design influences retirement savings and tax efficiency.
  • Recognize the benefits and contribution opportunities available through cash balance plans.
  • Identify business profiles and situations where cash balance plan strategies may be most effective.

Course Overview

Retirement plan design plays a critical role in helping business owners and key employees maximize tax-efficient savings while building long-term financial security. Understanding the differences between qualified retirement plans and how various plan structures operate can create significant opportunities for enhanced retirement contributions and tax benefits.

This course provides an overview of retirement planning with a focus on cash balance plans and their role in maximizing tax-efficient savings. Participants will explore qualified retirement plans, compare defined contribution and defined benefit plans, and examine how cash balance plans can be paired with 401(k) plans to substantially increase contribution opportunities.

Major Topics

  • Qualified Retirement Plan Fundamentals
  • Defined Contribution vs. Defined Benefit Plans
  • Cash Balance Plan Design
  • 401(k) and Cash Balance Combo Plans
  • Tax-Efficient Retirement Savings Strategies
  • Contribution Limits and Opportunities
  • Roles in Retirement Plan Administration
  • Retirement Plan Tax Advantages
  • Identifying Ideal Cash Balance Plan Candidates
  • Case Studies and Plan Comparisons

Through practical examples, plan comparisons, and case studies, attendees will gain insight into identifying ideal candidates for cash balance plans and evaluating how these strategies support retirement accumulation, tax planning, employee retention, and overall business objectives.

On Demand Credits for All Qualifications

Live Webinar Credits for All Qualifications

License details Credits Status
Taxes for Certified Public Accountants (CPA-US) 1 CPE Approved
Federal tax-related matters for Enrolled Agents (EA) (Approval No. GEHNZ-T-03286-26-O) 1 CE Approved
Federal tax-related matters for Annual Filing Season Program (AFSP) (Approval No. GEHNZ-T-03286-26-O) 1 CE Approved
Federal tax-related matters for California Registered Tax Preparers (CRTP) (Approval No. 6273-CE-02757) 1 CE Approved
Taxes for Personal Financial Specialist (PFS) 1 CPD Eligible
Taxes for Chartered Financial Analyst (CFA) 1 PL Eligible
Federal tax-related matters for Oregon Registered Tax Preparers (ORTP) (Approval No. GEHNZ-T-03286-26-O) 1 CE Approved
Taxes for Chartered Financial Consultant (ChFC) 1 CE Eligible
Federal tax-related matters for Maryland Tax Preparer (MRTP) (Approval No. GEHNZ-T-03286-26-O) 1 CE Approved
Taxes for Delaware Licensed Public Accountant (DE-LPA) 1 CPE Approved
Taxes for Certified Wealth Strategist (CWS) 1 CE Eligible
Federal tax-related matters for LTC (Approval No. GEHNZ-T-03286-26-O) 1 CE Approved
Taxes for Retirement Income Certified Professional (RICP) 1 CE Eligible
Taxes for Certified Fiduciary and Investment Risk Specialist (CFIRS) 1 CE Eligible
Taxes for Chartered Life Underwriter (CLU) 1 CE Eligible
Certified Plan Fiduciary Advisor (CPFA)/Qualified Plan Financial Consultant (QPFC) 1 CE Eligible
Taxes for Financial Services Certified Professional (FSCP) 1 CE Eligible
Taxes for Wealth Management Certified Professional (WMCP) 1 CE Eligible
Qualified 401(k) Administrator (QKA) 1 CE Eligible
Taxes for Iowa Licensed Public Accountant (IA-LPA) 1 CPE Approved
Taxes for Chartered Advisor in Senior Living (CASL) 1 CE Eligible
Qualified Pension Administrator(QPA) 1 CE Eligible
Associated Professional Member(APM) 1 CE Eligible
Taxes for Certificate in Investment Performance Measurement (CIPM) 1 PL Eligible
Taxes for Maine Licensed Public Accountant (ME-LPA) 1 CPE Approved
401(k) Rollover Specialist ((k)RS) 1 CE Eligible
Tax-Exempt and Governmental Plan Consultant (TGPC) 1 CE Eligible
Qualified 401(k) Consultant(QKC) 1 CE Eligible
Taxes for Chartered Special Needs Consultant (ChSNC) 1 CE Eligible
Certified Pension Consultant (CPC) 1 CE Eligible
Certified Plan Sponsor Professional (CPSP) 1 CE Eligible
License details Credits Status
Taxes for Certified Public Accountants (CPA-US) 1 CPE Approved
Federal tax-related matters for Enrolled Agents (EA) (Approval No. GEHNZ-T-03286-26-O) 1 CE Approved
Federal tax-related matters for Annual Filing Season Program (AFSP) (Approval No. GEHNZ-T-03286-26-O) 1 CE Approved
Federal tax-related matters for California Registered Tax Preparers (CRTP) (Approval No. 6273-CE-02757) 1 CE Approved
Taxes for Personal Financial Specialist (PFS) 1 CPD Eligible
Taxes for Chartered Financial Analyst (CFA) 1 PL Eligible
Federal tax-related matters for Oregon Registered Tax Preparers (ORTP) (Approval No. GEHNZ-T-03286-26-O) 1 CE Approved
Taxes for Chartered Financial Consultant (ChFC) 1 CE Eligible
Federal tax-related matters for Maryland Tax Preparer (MRTP) (Approval No. GEHNZ-T-03286-26-O) 1 CE Approved
Taxes for Delaware Licensed Public Accountant (DE-LPA) 1 CPE Approved
Taxes for Certified Wealth Strategist (CWS) 1 CE Eligible
Federal tax-related matters for LTC (Approval No. GEHNZ-T-03286-26-O) 1 CE Approved
Taxes for Retirement Income Certified Professional (RICP) 1 CE Eligible
Taxes for Certified Fiduciary and Investment Risk Specialist (CFIRS) 1 CE Eligible
Taxes for Chartered Life Underwriter (CLU) 1 CE Eligible
Certified Plan Fiduciary Advisor (CPFA)/Qualified Plan Financial Consultant (QPFC) 1 CE Eligible
Taxes for Financial Services Certified Professional (FSCP) 1 CE Eligible
Taxes for Wealth Management Certified Professional (WMCP) 1 CE Eligible
Qualified 401(k) Administrator (QKA) 1 CE Eligible
Taxes for Iowa Licensed Public Accountant (IA-LPA) 1 CPE Approved
Taxes for Chartered Advisor in Senior Living (CASL) 1 CE Eligible
Qualified Pension Administrator(QPA) 1 CE Eligible
Associated Professional Member(APM) 1 CE Eligible
Taxes for Certificate in Investment Performance Measurement (CIPM) 1 PL Eligible
Taxes for Maine Licensed Public Accountant (ME-LPA) 1 CPE Approved
401(k) Rollover Specialist ((k)RS) 1 CE Eligible
Tax-Exempt and Governmental Plan Consultant (TGPC) 1 CE Eligible
Qualified 401(k) Consultant(QKC) 1 CE Eligible
Taxes for Chartered Special Needs Consultant (ChSNC) 1 CE Eligible
Certified Pension Consultant (CPC) 1 CE Eligible
Certified Plan Sponsor Professional (CPSP) 1 CE Eligible

Additional Information

Credit

1

Course Level

Basic

Instructional Method

QAS Self Study

Group Internet Based

Pre-requisites

None

Advance Preparation

None

NASBA APPROVED

MY-CPE LLC, 1600 Highway 6 south, suite 250, sugar land, TX, 77478

MY-CPE LLC is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

IRS APPROVED

MY-CPE LLC, 1600 Highway 6 south, suite 250, sugar land, TX, 77478

MY-CPE LLC (Sponsor Id#: GEHNZ) has entered into an agreement with the Internal Revenue Service, to meet the requirements of 31 Code of Federal Regulations, section 10.6(g), covering maintenance of attendance records, retention of program outlines, qualifications of instructors, and length of class hours. This agreement does not constitute an endorsement by the IRS as to the quality of the program or its contribution to the professional competence of the enrolled individual. Credit earned by attendees with a PTIN will be reported directly to the IRS as required of all providers. To ensure your CPE hours are reported, update your profile in My Account to include your PTIN number. Please note: IRS CE is only mandatory for EAs and ERPAs. For all other tax return preparers, CE is voluntary.

CTEC APPROVED

MY-CPE LLC, 1600 Highway 6 south, suite 250, sugar land, TX, 77478

MY-CPE LLC, in accordance with the standards set forth in Circular 230 section 10.6, grants Continuing Education (CE) credits based on a 50-minute hour. MY-CPE LLC is approved by the California Tax Education Council (CTEC) (Provider Number – 6273) to offer continuing education courses that count towards the annual continuing education requirement for CTEC Registered Tax Preparers. Additional information regarding registration as a tax preparer can be obtained by contacting CTEC at P.O. Box 2890, Sacramento, CA, 95812-2890, toll-free at (877) 850-2832, or by visiting www.ctec.org.

About Instructor

Robert Decker

Robert Decker

Managing Director, Wells Fargo Advisors

As a Financial Advisor with Wells Fargo Advisors, this professional offers personalized guidance across a broad range of financial services, from selecting individual investments to building comprehensive retirement plans. The focus is on helping clients make informed decisions that align with their goals, preferences, and long-term financial needs.


Backed by access to Wells Fargo Investment Institute research analysts, as well as economic and market strategists, the advisor brings a strong foundation of insight and resources to each client relationship. This support helps create investment strategies grounded in current market knowledge and tailored planning. By combining personalized service with broad institutional research, the advisor aims to help clients navigate financial choices with greater confidence and clarity.

Alyssa Kosubinsky

Alyssa Kosubinsky | CPFA

Director of Business Development, ERP Retirement Services

Alyssa Kosubinsky is the Director of Business Development at ERP Retirement Services, where she works closely with CPA firms, financial advisors, and other professional partners to identify retirement plan opportunities for business owners, professional practices, and high-income clients. Since starting at ERP in 2020 as an actuarial consultant, she has developed deep technical knowledge in retirement plan design, including 401(k), Cash Balance, Defined Benefit, and combo plan strategies.


In her current role, Alyssa combines that technical background with a relationship-driven approach to help advisors and CPAs find solutions that align with their clients’ goals. She is focused on making complex retirement plan strategies easier to understand and on helping professional partners deliver greater value through practical, well-matched plan design.

Ed Repper

Ed Repper

Principal, ERP Retirement Services

Ed Repper is a Partner, CEO, and Actuary at ERP Retirement Services, which he founded in 2002 and grew from a New York pension consulting firm into a multi-location practice serving clients across the country. His work focuses on retirement plan consulting, administration, and actuarial services for financial advisors, CPA firms, and their clients.


Before founding ERP, Ed held consulting leadership roles at Milliman & Robertson and USI Consulting Group, where he managed actuaries and consultants serving a wide range of organizations, including not-for-profits, banks, law firms, and professional partnerships. He is an Enrolled Actuary, a member of the American Society of Enrolled Actuaries, a graduate of SUNY Stony Brook, and a frequent speaker on retirement plan and actuarial topics.

On Demand FAQs

What is Self Study (QAS)?

Self Study QAS (Quality Assurance Service) is a NASBA and other regulatory bodies approved program designed for Professionals to complete their Continuing Professional Education credits through self-paced, interactive courses that meet the highest standards of quality and compliance. Our courses qualify for credits with NASBA, IRS, CFP Board, HRCI, SHRM, Payroll Org, FP Canada, and 25+ other professional organizations.

How do I earn CPE credits through self-study?

To earn CPE credits, you must complete the self-study course, pass the required assessments, and submit the necessary documentation. Credits are awarded based on the completion of course hours and successfully passing the assessments.

Are the self-study courses accepted by NASBA and other professional organizations?

MY-CPE LLC courses are accepted for continuing education credit by various professional certification programs, including NASBA, IRS, CFP Board, and HRCI. MY-CPE LLC is also recognized by SHRM to offer Professional Development Credits (PDCs) for SHRM-CP® and SHRM-SCP® recertification activities.

What are the requirements to maintain compliance with self-study courses?

To maintain compliance, you must follow the guidelines set by NASBA and other regulatory bodies, which include completing the course within the specified timeframe, passing the assessments, and keeping accurate records of your learning activities.

How can I access my course completion certificates?

After successfully completing a self-study course and passing the assessments, you can access and download your course completion certificates from your account dashboard on our platform. These certificates are recognized by NASBA, IRS, CFP Board, HRCI, SHRM, Payroll Org, FP Canada, and 25+ other professional organizations for compliance and reporting purposes.

How are credits reported to governing bodies?

We issue instant credit certificates, ensuring they are valid for presentation to governing bodies. Typically, we report IRS, CTEC, CFP, IDFP, IWI, VBOA Ethics credits within 7 days – the fastest in the industry.

Live Webinar FAQs

What is a Live Webinar Group Internet-Based Credit?

A Live Webinar Group Internet-Based Credit is an interactive, real-time online seminar where professionals can earn Continuing Education credits by participating in live sessions led by experts in various fields. Our courses qualify for credits with NASBA, IRS, CFP Board, HRCI, SHRM, Payroll Org, FP Canada, and 25+ other professional organizations.

How do I earn credits through live webinars?

To earn credits, you must attend the entire live webinar, actively participate in any polls or questions, and complete any required evaluations or assessments. Credits are awarded based on your attendance and participation in the live session.

Are the live webinars accepted by NASBA and other Professional Organizations?

MY-CPE LLC courses are accepted for continuing education credit by various professional certification programs, including NASBA, IRS, CFP Board, and HRCI. MY-CPE LLC is also recognized by SHRM to offer Professional Development Credits (PDCs) for SHRM-CP® and SHRM-SCP® recertification activities.

What are the requirements to maintain compliance with live webinar courses?

To maintain compliance, you must adhere to the guidelines set by NASBA and other regulatory bodies, which include attending the full duration of the webinar, participating in interactive elements, and completing any post-webinar evaluations or assessments.

How can I access my webinar completion certificates?

After successfully attending a live webinar and fulfilling all participation requirements, you can access and download your completion certificates from your account dashboard on our platform. These certificates are accepted for compliance and reporting purposes with NASBA, IRS, CFP Board, HRCI, SHRM (for PDCs), Payroll Org, FP Canada, and 25+ other professional organizations.

How are credits reported to governing bodies?

We issue instant credit certificates, ensuring they are valid for presentation to governing bodies. Typically, we report IRS, CTEC, CFP, IDFP, IWI, VBOA Ethics credits within 7 days – the fastest in the industry.

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Cash Balance Plans: Unlocking Tax Savings and Retirement Benefits

Inclusions

  • Multiple Credits

    Multiple Credits

    Earn continuing education credits with flexibility. Choose from live webinars, on-demand courses, e-books, or podcasts to fit your learning style and schedule.

  • Certifications & Reporting

    Certifications & Reporting

    We issue instant credit certificates, ensuring they are valid for presentation to governing bodies. Typically, we report IRS, CTEC, CFP, IDFP, IWI, VBOA Ethics credits within 7 days - fastest in the industry.

  • Credit Tracker

    Credit Tracker

    Track and manage your compliance across all 50 states and over 100 designations. Our Credit Tracker keeps your CPE credits and compliance requirements always up-to-date.

  • Certificate Vault

    Certificate Vault

    Certificate Vault to upload, manage, and access certificates earned from various sources and an integrated credit tracker, allowing users to monitor and manage their credits conveniently for compliance.

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    Stay current with our automated reminder system. Receive timely alerts for your CPE requirements, ensuring you never miss a deadline.

  • Mobile App Access

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