myCPE
myCPE

All Courses, One Price. Unlimited Access and Many Benefits.

Subscribe $199

April Accelerate Sale 2024 : 67% Savings on Subscription. Offer Ends Soon! April Accelerate Sale 2024 :
67% Savings on Subscription. Offer Ends Soon!
00hrs : 00min : 00sec

View Offer

Evaluating Cash Flow, Collateral, and Guarantees to Determine a Borrower’s Repayment Ability 1 Credit

Evaluating Cash Flow, Collateral, and Guarantees to Determine a Borrower’s Repayment Ability 1 Credit

Select your learning mode

  • Access the course at your convenience
  • Take the assessment test
  • Get your certificate
  • Answer the polling questions
  • Get your certificate

Dec 13, 2024 | 10:00 AM ET

Learning Objective

  • To define and apply global cash flow concepts in loan underwriting.
  • To identify and analyze cash flows of borrowing entities and guarantors.
  • To analyze how to calculate global cash flow for debt repayment assessments.
  • To explain and evaluate collateral as a secondary source for loan repayment.
  • To discuss how to measure repayment ability through the global debt service coverage ratio.

Course Overview

Unlock the secrets of effective commercial loan underwriting with our upcoming webinar, "Evaluating Cash Flow, Collateral, and Guarantees to Determine a Borrower’s Repayment Ability." This comprehensive session is designed to equip professionals in the financial industry with the essential skills to assess a borrower's ability to repay loans through a meticulous evaluation of cash flow, collateral, and guarantees.

This CPE Finance course will delve into the intricacies of calculating a company's free cash flow and analyzing the personal cash flows of guarantors. Participants will learn how to compare these cash flows to existing and proposed debts using a global debt service coverage approach. Furthermore, collateral evaluation will be explored as a crucial secondary repayment source, providing a holistic view of a borrower's financial health.

Incorporating a real-world case study, this session will illustrate the entire process of evaluating cash flow, collateral, and guarantees to determine a borrower’s repayment ability. Attendees will gain practical insights into identifying and measuring cash flows generated by borrowing entities and guarantors. This online course by Dev Strischek will also cover crucial aspects like evaluating collateral and determining an appropriate loan-to-value ratio.

Major Topics:

  • Global Cash Flow Concepts in Loan Underwriting
  • Analysis of Borrowing Entities' Cash Flows
  • Calculating Global Cash Flow for Debt Repayment
  • Collateral as a Secondary Repayment Source
  • Measurement via Global Debt Service Coverage Ratio

Join us to understand the definition of global cash flow, identify cash flows, calculate global cash flow available for debt repayment, evaluate collateral as a secondary repayment source, and measure repayment ability using the global debt service coverage ratio. Enhance your skills and stay ahead in the world of commercial loan underwriting. Don't miss this opportunity to gain valuable insights and practical techniques from industry experts.

  • 1 CPE Credit of Finance for Certified Public Accountants (CPA-US)
  • 1 General Credit of Finance for Accountant/Bookkeeper/Tax Professionals
  • 1 CPD Credit of Finance for CPA in Canada
  • 1 CPE Credit of Corporate Finance for Certified Management Accountants (CMA)
  • 1 CPE Credit of Finance for Chartered Global Management Accountants (CGMA)
  • 1 CPE Credit of Finance for Certified Valuation Analyst (CVA)
  • 1 CE Credit of Financial Planning and Analysis for Certified Treasury Professional (CTP)
  • 1 CPD Credit for Association of Chartered Certified Accountants (ACCA)
  • 1 CPD Credit for Chartered Accountant - ICAEW
  • 1 CPE Credit of Finance for Certified Business Appraiser (CBA)/Master Certified Business Appraiser (MCBA)
  • 1 CE Credit of General finance principles and financial concepts for Certified FP&A Professional (FP&A)
  • 1 CPE Credit of Finance for Iowa Licensed Public Accountant (IA-LPA)
  • 1 CPE Credit of Finance for Maine Licensed Public Accountant (ME-LPA)
  • 1 CPE Credit of Finance for Delaware Licensed Public Accountant (DE-LPA)
  • 1 CPD Credit for Chartered Accountants - Ireland (CAI)
  • 1 CPD Credit for Chartered Accountants - Scotland
  • 1 CPD Credit for CPA - Ireland

  • 1 CPE Credit of Finance for Certified Public Accountants (CPA-US)
  • 1 General Credit of Finance for Accountant/Bookkeeper/Tax Professionals
  • 1 CPD Credit of Finance for CPA in Canada
  • 1 CPE Credit of Corporate Finance for Certified Management Accountants (CMA)
  • 1 CPE Credit of Finance for Chartered Global Management Accountants (CGMA)
  • 1 CPD Credit of Finance for Accredited in Business Valuation (ABV)
  • 1 CPE Credit of Finance for Certified Valuation Analyst (CVA)
  • 1 CE Credit of Financial Planning and Analysis for Certified Treasury Professional (CTP)
  • 1 CPD Credit for Association of Chartered Certified Accountants (ACCA)
  • 1 CPD Credit for Chartered Accountant - ICAEW
  • 1 CPE Credit of Finance for Certified Business Appraiser (CBA)/Master Certified Business Appraiser (MCBA)
  • 1 CE Credit of General finance principles and financial concepts for Certified FP&A Professional (FP&A)
  • 1 CPE Credit of Finance for Iowa Licensed Public Accountant (IA-LPA)
  • 1 CPE Credit of Finance for Maine Licensed Public Accountant (ME-LPA)
  • 1 CPE Credit of Finance for Delaware Licensed Public Accountant (DE-LPA)
  • 1 CPD Credit for Chartered Accountants - Ireland (CAI)
  • 1 CPD Credit for Chartered Accountants - Scotland
  • 1 CPD Credit for CPA - Ireland

Additional Information

Credits

1

Course Level

Basic

Instructional Method

QAS Self Study
Group Internet Based

Pre-requisites

None

Advance Preparation

None

NASBA APPROVED

MY-CPE LLC, 1600 Highway 6 south, suite 250, sugar land, TX, 77478

MY-CPE LLC (Sponsor Id#: 143597) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors.

About Instructor

A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Dev is principal of Devon Risk Advisory Group and engages in consulting, speaking and training on a wide range of risk, credit, and lending topics. As former SVP and senior credit policy officer at SunTrust Bank, Atlanta, he was responsible for developing, implementing, and administering credit policies for SunTrust's wholesale lines of business--commercial, commercial real estate, corporate investment banking, capital markets, business banking and private wealth management. He also spent three years as managing director and credit approver in SunTrust's Florida commercial lending and corporate investment banking areas, respectively. Prior to SunTrust, Dev was chief credit officer for Barnett Bank's Palm Beach region. Besides stints at other banks in Florida, Kansas City, and Ohio, Dev's experiences outside of banking include CFO of a Honolulu construction company, combat engineer officer in the U.S. Army, and college economics instructor in Hawaii, Missouri, and Florida. A graduate of Ohio State University and the ABA Stonier Graduate School of Banking, he earned his M.B.A. from the University of Hawaii.

Dev serves as an instructor at the Stonier Graduate School of Banking, the Southwestern Graduate School of Banking, and the American Bankers Association's (ABA) Commercial Lending School. His school, conference, and workshop audiences have included participants drawn from the ABA, RMA, OCC, Federal Reserve, FDIC, FFIEC, SBA, the Institute of Management Accountants (IMA) and the AICPA.  He worked with RMA to develop, implement, and teach its Critical Thinking course.

Dev has written about credit risk management, financial analysis and related subjects for the ABA's Commercial Insights, the Risk Management Association's RMA Journal, the IMA’s Strategic Finance and other business professional journals. He is the author of Analyzing Construction Contractors and its related RMA workshop. A past national chair of RMA and former Florida Chapter president, Dev serves as a member of the RMA Journal's advisory board.  He represented the banking industry as a member of the Financial Accounting Standards Board’s Private Company Council, which reviews and recommends changes to existing and proposed generally accepted accounting principles that make them more cost-effective for privately held companies.  Finally, he has consulted on credit risk issues with banks in Morocco, Egypt, and Angola through the US State Department's Financial Service Volunteer Corps (FSVC).

On Demand FAQs

What is Self Study (QAS)?

Self Study QAS (Quality Assurance Service) is a NASBA and other regulatory bodies approved program designed for Professionals to complete their Continuing Professional Education credits through self-paced, interactive courses that meet the highest standards of quality and compliance. We are approved by NASBA, IRS, CFP Board, HRCI, SHRM, Payroll Org, FP Canada, and 25+ other regulatory bodies.

How do I earn CPE credits through self-study?

To earn CPE credits, you must complete the self-study course, pass the required assessments, and submit the necessary documentation. Credits are awarded based on the completion of course hours and successfully passing the assessments.

Are the self-study courses approved by NASBA and other regulatory bodies?

Yes, all our self-study courses are approved by NASBA, IRS, CFP Board, HRCI, SHRM, Payroll Org, FP Canada, and 25+ other regulatory bodies, ensuring they meet the rigorous standards for quality and educational content set by these organizations.

What are the requirements to maintain compliance with self-study courses?

To maintain compliance, you must follow the guidelines set by NASBA and other regulatory bodies, which include completing the course within the specified timeframe, passing the assessments, and keeping accurate records of your learning activities.

How can I access my course completion certificates?

After successfully completing a self-study course and passing the assessments, you can access and download your course completion certificates from your account dashboard on our platform. These certificates are recognized by NASBA, IRS, CFP Board, HRCI, SHRM, Payroll Org, FP Canada, and 25+ other regulatory bodies for compliance and reporting purposes.

How are credits reported to governing bodies?

We issue instant credit certificates, ensuring they are valid for presentation to governing bodies. Typically, we report IRS, CTEC, CFP, IDFP, IWI, VBOA Ethics credits within 7 days – the fastest in the industry.

Live Webinar FAQs

What is a Live Webinar Group Internet-Based Credit?

A Live Webinar Group Internet-Based Credit is an interactive, real-time online seminar where professionals can earn Continuing Education credits by participating in live sessions led by experts in various fields. These sessions meet the standards set by NASBA, IRS, CFP Board, HRCI, SHRM, Payroll Org, FP Canada, and 25+ other regulatory bodies.

How do I earn credits through live webinars?

To earn credits, you must attend the entire live webinar, actively participate in any polls or questions, and complete any required evaluations or assessments. Credits are awarded based on your attendance and participation in the live session.

Are the live webinars approved by NASBA and other regulatory bodies?

Yes, all our live webinars are approved by NASBA, IRS, CFP Board, HRCI, SHRM, Payroll Org, FP Canada, and 25+ other regulatory bodies, ensuring they meet the high standards for quality, interactivity, and educational content set by these organizations.

What are the requirements to maintain compliance with live webinar courses?

To maintain compliance, you must adhere to the guidelines set by NASBA and other regulatory bodies, which include attending the full duration of the webinar, participating in interactive elements, and completing any post-webinar evaluations or assessments.

How can I access my webinar completion certificates?

After successfully attending a live webinar and fulfilling all participation requirements, you can access and download your completion certificates from your account dashboard on our platform. These certificates are recognized by NASBA, IRS, CFP Board, HRCI, SHRM, Payroll Org, FP Canada, and 25+ other regulatory bodies for compliance and reporting purposes.

How are credits reported to governing bodies?

We issue instant credit certificates, ensuring they are valid for presentation to governing bodies. Typically, we report IRS, CTEC, CFP, IDFP, IWI, VBOA Ethics credits within 7 days – the fastest in the industry.

Ratings and Review

4.6

Excellent

Very Good

Average

Poor

Terrible

TB

Thomas Bowen, Director (Tax)

Very practical. I like the very practical discussion on the different methods of calculating cash flow and the advantages of each.

SG

Sean Gabbert, CPA (US)

I thought the speaker and the subject matter were both very informative.

Inclusions
  • Multiple Credits
    Multiple Credits

    Earn continuing education credits with flexibility. Choose from live webinars, on-demand courses, e-books, or podcasts to fit your learning style and schedule.

  • Certifications & Reporting
    Certifications & Reporting

    We issue instant credit certificates, ensuring they are valid for presentation to governing bodies. Typically, we report IRS, CTEC, CFP, IDFP, IWI, VBOA Ethics credits within 7 days - fastest in the industry.

  • Credit Tracker
    Credit Tracker

    Track and manage your compliance across all 50 states and over 100 designations. Our Credit Tracker keeps your CPE credits and compliance requirements always up-to-date.

  • Certificate Vault
    Certificate Vault

    Certificate Vault to upload, manage, and access certificates earned from various sources and an integrated credit tracker, allowing users to monitor and manage their credits conveniently for compliance.

  • Compliance Reminders
    Compliance Reminders

    Stay current with our automated reminder system. Receive timely alerts for your CPE requirements, ensuring you never miss a deadline.

  • Mobile App Access
    Mobile App Access

    The myCPE Mobile App allows you to learn on the go, providing access to educational content on Android and Apple iOS devices. You can learn anytime and anywhere, making it convenient for busy schedules.

  • Live Support
    Live Support

    Our support team is available via live chat, email, and phone from 9 AM to 5 PM ET. We're here to help with any questions or issues, ensuring you have a seamless experience.

Exclusive
mobile app for
our unlimited access
subscribers

8 mins ago. Subscribed
James purchased a subscription.
2 mins ago. Subscribed
Christian purchased a subscription.
11 mins ago. Subscribed
Gunshyam purchased a subscription.
4 mins ago. Subscribed
Craig purchased a subscription.
4 mins ago. Subscribed
Anne purchased a subscription.
6 mins ago. Subscribed
Jim purchased a subscription.
7 mins ago. Subscribed
Paul purchased a subscription.
2 mins ago. Subscribed
Rachel purchased a subscription.
6 mins ago. Subscribed
Ken Wagner purchased a subscription.
11 mins ago. Subscribed
Rebecca purchased a subscription.
15 mins ago. Subscribed
Pamela purchased a subscription.
5 mins ago. Subscribed
Shirley purchased a subscription.
3 mins ago. Subscribed
Christopher purchased a subscription.
3 mins ago. Subscribed
Armond purchased a subscription.
5 mins ago. Subscribed
Bryan purchased a subscription.
15 mins ago. Subscribed
Cheryl purchased a subscription.
9 mins ago. Subscribed
Russell purchased a subscription.
9 mins ago. Subscribed
Caroline purchased a subscription.
11 mins ago. Subscribed
Ahmed purchased a subscription.
5 mins ago. Subscribed
Karan C Pohl purchased a subscription.
14 mins ago. Subscribed
Marc purchased a subscription.
8 mins ago. Subscribed
John purchased a subscription.
14 mins ago. Subscribed
Matthew purchased a subscription.
14 mins ago. Subscribed
Andrew purchased a subscription.
12 mins ago. Subscribed
Loan purchased a subscription.
4 mins ago. Subscribed
Chuck purchased a subscription.
2 mins ago. Subscribed
Scott purchased a subscription.
4 mins ago. Subscribed
JAMES purchased a subscription.
4 mins ago. Subscribed
Augustus purchased a subscription.
12 mins ago. Subscribed
Andy purchased a subscription.
2 mins ago. Subscribed
Leann purchased a subscription.
3 mins ago. Subscribed
Rube purchased a subscription.
12 mins ago. Subscribed
EDUARDO purchased a subscription.
15 mins ago. Subscribed
Ayush purchased a subscription.
14 mins ago. Subscribed
Kyle purchased a subscription.
5 mins ago. Subscribed
Clemente purchased a subscription.
14 mins ago. Subscribed
Frederick purchased a subscription.
11 mins ago. Subscribed
Janet purchased a subscription.
9 mins ago. Subscribed
NIKE purchased a subscription.
14 mins ago. Subscribed
Naman purchased a subscription.
7 mins ago. Subscribed
Ayanna purchased a subscription.
13 mins ago. Subscribed
LaCresha purchased a subscription.
15 mins ago. Subscribed
steve purchased a subscription.
10 mins ago. Subscribed
Lisa purchased a subscription.
14 mins ago. Subscribed
Sonu purchased a subscription.
6 mins ago. Subscribed
Iris purchased a subscription.
11 mins ago. Subscribed
Ketan purchased a subscription.
3 mins ago. Subscribed
Viney purchased a subscription.
5 mins ago. Subscribed
Jason purchased a subscription.
14 mins ago. Subscribed
Robert purchased a subscription.
11 mins ago. Subscribed
William purchased a subscription.
4 mins ago. Subscribed
Tami purchased a subscription.
12 mins ago. Subscribed
Annette purchased a subscription.
3 mins ago. Subscribed
RONALD purchased a subscription.
15 mins ago. Subscribed
YUE purchased a subscription.
2 mins ago. Subscribed
Daniel purchased a subscription.
2 mins ago. Subscribed
Frank purchased a subscription.
13 mins ago. Subscribed
Janvi purchased a subscription.
12 mins ago. Subscribed
Mingze purchased a subscription.
15 mins ago. Subscribed
S purchased a subscription.
4 mins ago. Subscribed
Aidenith purchased a subscription.
8 mins ago. Subscribed
Rebekeh purchased a subscription.
2 mins ago. Subscribed
Jennifer purchased a subscription.
5 mins ago. Subscribed
Artemio purchased a subscription.
14 mins ago. Subscribed
sabrina purchased a subscription.
10 mins ago. Subscribed
Charles purchased a subscription.
6 mins ago. Subscribed
Holly purchased a subscription.
13 mins ago. Subscribed
Connie purchased a subscription.
14 mins ago. Subscribed
Amelia purchased a subscription.
5 mins ago. Subscribed
Paul purchased a subscription.
3 mins ago. Subscribed
Debra purchased a subscription.
6 mins ago. Subscribed
Samantha purchased a subscription.
4 mins ago. Subscribed
Rhonda purchased a subscription.
11 mins ago. Subscribed
Ashley purchased a subscription.
9 mins ago. Subscribed
Mason purchased a subscription.
9 mins ago. Subscribed
Ashton purchased a subscription.
14 mins ago. Subscribed
Dindy purchased a subscription.
9 mins ago. Subscribed
Heidi purchased a subscription.
8 mins ago. Subscribed
Nathaniel purchased a subscription.
7 mins ago. Subscribed
Kateryna purchased a subscription.
13 mins ago. Subscribed
Diane purchased a subscription.
7 mins ago. Subscribed
Dwayne purchased a subscription.
11 mins ago. Subscribed
Nathan purchased a subscription.
8 mins ago. Subscribed
Shayna purchased a subscription.
13 mins ago. Subscribed
Cynthia purchased a subscription.
11 mins ago. Subscribed
Philip J. Whitman purchased a subscription.
10 mins ago. Subscribed
Larkin purchased a subscription.
6 mins ago. Subscribed
jerry purchased a subscription.
8 mins ago. Subscribed
Breann purchased a subscription.
7 mins ago. Subscribed
Qiaoqing purchased a subscription.
3 mins ago. Subscribed
Isabella purchased a subscription.
14 mins ago. Subscribed
Bob purchased a subscription.
3 mins ago. Subscribed
harsh purchased a subscription.
10 mins ago. Subscribed
richard purchased a subscription.
13 mins ago. Subscribed
Lisette purchased a subscription.
2 mins ago. Subscribed
Vance purchased a subscription.
7 mins ago. Subscribed
William purchased a subscription.
11 mins ago. Subscribed
JASON purchased a subscription.
3 mins ago. Subscribed
Sean purchased a subscription.
8 mins ago. Subscribed
Scott purchased a subscription.