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Tactical and Strategic Roth Conversions in 2020 after the Secure Act (Latest Update)

4.5 (44)

Robert Keebler, CPA, CGMA, CPA/PFS, AEP

Keebler & Associates LLP

Friday, July 17, 2020 | 09:30 AM EDT

  • AFSP
  • CFSA
  • CPA
  • EA
  • Tax Preparer
  • CPA/PFS
  • TEP
  • CTEC
  • CFE

2 Credits

$20

Subject Area

Taxes

Additional Dates

Jun 29, 2021 | 09:30 AM EDT Register

Course Description

Roth conversions have always had the potential to unlock hidden value. Today’s Market Conditions and the no RMD rule in 2020 are creating some unique opportunities. One emerging strategy is to trade your RMD amount for a Roth conversion.   This appears to be a promising opportunity for many clients.

Before Secure Act, it was perhaps simple nominal conversions to take advantage of a low-income year. However, the SECURE Act expands the impact of Roth conversions beyond a quantitative arbitrage game to a strategic estate planning set of issues that should be of interest to all lawyers, trust officers, insurance and financial advisors and CPAs. The paradigm shift from life expectancy distributions to a 10-year distribution is at its core a mathematical problem. Therefore, quantitative driven strategies can mitigate the impact of lost deferral and Roth conversions will be the primary tool for most families.

That’s why you will want to be sure to join us and nationally renowned CPA and IRA planning expert, Robert S. Keebler, CPA/PFS, MST, AEP (Distinguished), CGMA, for a brand-new program entitled, “Tactical and Strategic Roth Conversions in 2020”.

During this 100-minute presentation, Bob will cover the following issues:

  • Low value Roth conversions
  • Taking advantage of 2020’s no RMD rule
  • Roth conversions equal to the forgiven RMD
  • Critical Roth conversion concepts after the SECURE Act
  • Critical strategies by profession and objectives
  • Roth conversions for rate arbitrage compared to traditional IRAs to trusts
  • Over 10 reasons why clients should consider converting to a Roth IRA
  • Taxation of Roth IRA conversions and distributions
  • Easy to read conversion tables by common scenarios
  • How to use and analyze Roth conversion software
  • Mathematics of Roth IRA conversions
  • Timing of Roth IRA conversions to gain tax rate arbitrage
  • Estate tax considerations, including why a Roth conversion is much better when an estate tax exists
  • The SECURE Act’s 10-year payout rule and the high tax rates to follow
  • “Stretch” Roth IRAs for eligible designated beneficiaries
  • How to utilize Roth IRAs for clients with special needs and asset protection concerns
  • Utilizing Roth IRAs to fund long-term care strategies
  • Hedging Roth conversions with life insurance
  • Using insurance to preserve post-death “stretch-out”
  • Tax-sensitive withdrawal strategies
  • Why a conversion is a “Bet-to-Live” Strategy (and why insurance is a “Bet-to-Die” Strategy!)
  • Hedging Roth IRAs with Insurance
  • Plus, you will also receive easy-to-follow charts, graphs and tables that you can use with your clients!

This is not a course designed to help only wealthy clients. The information you receive in this course will be helpful to advise the mass-affluent and you will receive practical tools that you can actually use right in your practice!

Learning Objectives

  • Low value Roth conversions
  • Taking Advantage of the no RMD rule
  • Roth conversions equal to the forgiven RMD
  • Hedging Roth IRAs with Insurance
  • Tax-sensitive withdrawal strategies and many more.

Who Should Attend?

  • Accountant
  • Accounting Firm
  • CPA (Industry)
  • CPA - Large Firm
  • CPA - Mid Size Firm
  • CPA - Small Firm
  • CPA in Business
  • Tax Accountant (Industry)
  • Tax Director (Industry)
  • Tax Managers
  • Tax Practitioners
  • Tax Preparer
  • Tax Pros

Testimonial

Array
(
    [no_of_record] => 44
    [average] => 4.5455
)
 

4.5

(44)
59%
36%
5%
0%
0%

KS

The tutor has an amazing hold on how on utilising ROTH conversion in various tax consideration & utilising ROTH IRAs to fund long-term care strategies. He was very patient with the online attendees doubt and addressing every doubts in the session. Higly Recommend this webinar for utilising ROTH conversions.

DL

Very interesting how many options there are. This is definitely a strong planning opportunity

KM

Bob Keebler was terrific. Explained the issues in a way that really sinks in.

SR

Good Quality CPE

AL

Very knowledgeable instructor. I was expecting a more entry-level class so some things flew over my head but overall I felt like it was a very informative and instructive webinar. I'd suggest that the instructor explain some basics about Roth IRAs and acronyms at the beginning.