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Why Your Wallet is Crying: The Psychology Behind Your Financial Fiascos 1 Credit 1 Credit

May 16, 2025, 01:00 PM ET

Why Your Wallet is Crying: The Psychology Behind Your Financial Fiascos 1 Credit 1 Credit

  • Rating

    4.7

  • Published on

    April, 2025

  • Subject Area

    Finance

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May 16, 2025, 01:00 PM ET

Learning Objectives

  • Analyze the psychological factors influencing financial decisions.
  • Identify cognitive biases and emotional triggers in money management.
  • Discuss how to track and organize spending habits effectively.
  • Analyze how to apply strategies to improve financial habits.
  • Develop techniques to reduce stress around money.

Course Overview

Ever wonder why we keep making those head-scratching financial decisions? You know, the ones where we buy things we don't need or dive headfirst into debt we can't afford? Well, it turns out our relationship with money has less to do with math and more to do with our emotions. In this course, we'll uncover the quirky ways psychology influences the way we handle cash. Whether it's your ingrained mindset, those spending habits you can't seem to break, or the emotional triggers you don't even know are driving you—understanding these inner workings is your secret weapon for financial success.

We'll dig deep into your money mindset, tolerance for risk, and the patterns that shape your spending. Through this, you'll gain powerful insights into how psychological factors are behind every financial decision you make. This course arms you with the tools to spot and smash through the self-sabotage that holds you back. But that's not all—we'll also share strategies to help you reshape your financial habits, banish money-related stress, and take control of your financial destiny. Mastering the connection between money and psychology isn't just about improving your financial health; it's about becoming a guide to help others navigate their money maze.

Major Topics:

  • Psychology and Money Connection
  • Identifying Financial Mindset Blocks
  • Tracking and Organizing Spending
  • Improving Financial Habits
  • Reducing Money-Related Stress

So, are you ready to unlock your financial genius? Sign up for this course and start rethinking your approach to money. Not only will you help yourself build a solid financial future, but you'll also gain the know-how to lead others toward their success.

On Demand Credits for All Qualifications

Live Webinar Credits for All Qualifications

License details Credits Status
Finance for Certified Public Accountants (CPA-US) 1 CPE Approved
Finance for CPA in Canada 1 CPD Eligible
Personal Financial Planning for Personal Financial Specialist (PFS) 1 CPD Eligible
Finance for Chartered Financial Analyst (CFA) 1 PL Eligible
Psychology of Financial Planning for Certified Financial Planner (CFP-US) (Approval No. 336387) (Valid upto : Dec 31, 2025) 1 CE Approved
Finance for Delaware Licensed Public Accountant (DE-LPA) 1 CPE Eligible
Finance for Chartered Financial Consultant (ChFC) 1 CE Eligible
Association of Chartered Certified Accountants (ACCA) 1 CPD Eligible
Financial Planning for Certified Wealth Strategist (CWS) 1 CE Eligible
Chartered Accountant - ICAEW 1 CPD Eligible
Financial Planning for Certified Fiduciary and Investment Risk Specialist (CFIRS) 1 CE Eligible
Finance for Retirement Income Certified Professional (RICP) 1 CE Eligible
Finance for Wealth Management Certified Professional (WMCP) 1 CE Eligible
Finance for Financial Services Certified Professional (FSCP) 1 CE Eligible
Finance for Iowa Licensed Public Accountant (IA-LPA) 1 CPE Eligible
Finance for Maine Licensed Public Accountant (ME-LPA) 1 CPE Eligible
Finance for Chartered Special Needs Consultant (ChSNC) 1 CE Eligible
Finance for Chartered Advisor in Senior Living (CASL) 1 CE Eligible
Finance for CIPM 1 PL Eligible
Chartered Accountants - Ireland (CAI) 1 CPD Eligible
Chartered Accountants - Scotland 1 CPD Eligible
CPA - Ireland 1 CPD Eligible
License details Credits Status
Finance for Certified Public Accountants (CPA-US) 1 CPE Approved
Finance for CPA in Canada 1 CPD Eligible
Personal Financial Planning for Personal Financial Specialist (PFS) 1 CPD Eligible
Finance for Chartered Financial Analyst (CFA) 1 PL Eligible
Psychology of Financial Planning for Certified Financial Planner (CFP-US) (Approval No. 336387) (Valid upto : Dec 31, 2025) 1 CE Approved
Finance for Delaware Licensed Public Accountant (DE-LPA) 1 CPE Eligible
Finance for Chartered Financial Consultant (ChFC) 1 CE Eligible
Association of Chartered Certified Accountants (ACCA) 1 CPD Eligible
Financial Planning for Certified Wealth Strategist (CWS) 1 CE Eligible
Chartered Accountant - ICAEW 1 CPD Eligible
Financial Planning for Certified Fiduciary and Investment Risk Specialist (CFIRS) 1 CE Eligible
Finance for Retirement Income Certified Professional (RICP) 1 CE Eligible
Finance for Wealth Management Certified Professional (WMCP) 1 CE Eligible
Finance for Financial Services Certified Professional (FSCP) 1 CE Eligible
Finance for Iowa Licensed Public Accountant (IA-LPA) 1 CPE Eligible
Finance for Maine Licensed Public Accountant (ME-LPA) 1 CPE Eligible
Finance for Chartered Special Needs Consultant (ChSNC) 1 CE Eligible
Financial Planning for Chartered Advisor in Senior Living (CASL) 1 CE Eligible
Finance for CIPM 1 PL Eligible
Chartered Accountants - Ireland (CAI) 1 CPD Eligible
Chartered Accountants - Scotland 1 CPD Eligible
CPA - Ireland 1 CPD Eligible

Additional Information

Credit

1

Course Level

Basic

Instructional Method

QAS Self Study

Group Internet Based

Pre-requisites

None

Advance Preparation

None

NASBA APPROVED

MY-CPE LLC, 1600 Highway 6 south, suite 250, sugar land, TX, 77478

MY-CPE LLC (Sponsor Id#: 143597) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors.

Step into the world of CPA CPE courses with MYCPE ONE. Our online courses make earning your CPA CPE credits simple and stress-free. Covering a variety of topics taught by experienced professionals, we offer the flexibility to learn on your schedule and at your pace. Say goodbye to outdated methods and hello to a smarter way to grow your expertise. Start your journey to professional success with us today!

About Instructor

Edie Gardner

Edie Gardner

Owner, Edie Gardner & The Learning Club

  • 4.6
  • rating
  • rating
  • rating
  • rating
  • rating

Edie Gardner is living out her career dream of feeling free to own her own business. "Wait, I thought you were a social worker?" "Didn't you say you are a CPA?" Yes and yes. Edie began her professional career as a public auditor with one of the then Big 8 accounting firms, Arthur Young, in San Jose, CA. After working in audit and tax and getting licensed, Edie went back to school to get her Masters and became a Licensed Clinical Social Worker (LCSW). While that seems like a major departure from accounting, her auditing experience proved invaluable as a lifelong student of what makes people tick and stress management. With two different career licenses Edie combined them by working extensively with non-profit organizations. 

Edie lived out her next bucket list item by being a stay-at-home mom, but as a hockey mom, she was rarely at home. In 2012, Edie put her shingle out with her own business. Initially Edie took on accounting work for small business accounting using QuickBooks and personal bookkeeping. In 2017, Edie decided to add counseling services to her shingle. In 2022, Edie started presenting webinars for helping professionals on how to manage their accounting books. Her first webinar on taxes had 8,500 registrants; clearly, private practitioners are starving for knowledge on the books of their business. In addition to running her counseling and coaching practice, Edie now offers trainings for accountants to have their own business, no matter the size, specializing in the books for those in helping professions. 

On Demand FAQs

What is Self Study (QAS)?

Self Study QAS (Quality Assurance Service) is a NASBA and other regulatory bodies approved program designed for Professionals to complete their Continuing Professional Education credits through self-paced, interactive courses that meet the highest standards of quality and compliance. We are approved by NASBA, IRS, CFP Board, HRCI, SHRM, Payroll Org, FP Canada, and 25+ other regulatory bodies.

How do I earn CPE credits through self-study?

To earn CPE credits, you must complete the self-study course, pass the required assessments, and submit the necessary documentation. Credits are awarded based on the completion of course hours and successfully passing the assessments.

Are the self-study courses approved by NASBA and other regulatory bodies?

Yes, all our self-study courses are approved by NASBA, IRS, CFP Board, HRCI, SHRM, Payroll Org, FP Canada, and 25+ other regulatory bodies, ensuring they meet the rigorous standards for quality and educational content set by these organizations.

What are the requirements to maintain compliance with self-study courses?

To maintain compliance, you must follow the guidelines set by NASBA and other regulatory bodies, which include completing the course within the specified timeframe, passing the assessments, and keeping accurate records of your learning activities.

How can I access my course completion certificates?

After successfully completing a self-study course and passing the assessments, you can access and download your course completion certificates from your account dashboard on our platform. These certificates are recognized by NASBA, IRS, CFP Board, HRCI, SHRM, Payroll Org, FP Canada, and 25+ other regulatory bodies for compliance and reporting purposes.

How are credits reported to governing bodies?

We issue instant credit certificates, ensuring they are valid for presentation to governing bodies. Typically, we report IRS, CTEC, CFP, IDFP, IWI, VBOA Ethics credits within 7 days – the fastest in the industry.

Live Webinar FAQs

What is a Live Webinar Group Internet-Based Credit?

A Live Webinar Group Internet-Based Credit is an interactive, real-time online seminar where professionals can earn Continuing Education credits by participating in live sessions led by experts in various fields. These sessions meet the standards set by NASBA, IRS, CFP Board, HRCI, SHRM, Payroll Org, FP Canada, and 25+ other regulatory bodies.

How do I earn credits through live webinars?

To earn credits, you must attend the entire live webinar, actively participate in any polls or questions, and complete any required evaluations or assessments. Credits are awarded based on your attendance and participation in the live session.

Are the live webinars approved by NASBA and other regulatory bodies?

Yes, all our live webinars are approved by NASBA, IRS, CFP Board, HRCI, SHRM, Payroll Org, FP Canada, and 25+ other regulatory bodies, ensuring they meet the high standards for quality, interactivity, and educational content set by these organizations.

What are the requirements to maintain compliance with live webinar courses?

To maintain compliance, you must adhere to the guidelines set by NASBA and other regulatory bodies, which include attending the full duration of the webinar, participating in interactive elements, and completing any post-webinar evaluations or assessments.

How can I access my webinar completion certificates?

After successfully attending a live webinar and fulfilling all participation requirements, you can access and download your completion certificates from your account dashboard on our platform. These certificates are recognized by NASBA, IRS, CFP Board, HRCI, SHRM, Payroll Org, FP Canada, and 25+ other regulatory bodies for compliance and reporting purposes.

How are credits reported to governing bodies?

We issue instant credit certificates, ensuring they are valid for presentation to governing bodies. Typically, we report IRS, CTEC, CFP, IDFP, IWI, VBOA Ethics credits within 7 days – the fastest in the industry.

Reviews and Ratings

out of 5

Excellent (70%)

Very Good (25%)

Average (5%)

Poor

Terrible

NP

Nathalie Perdion,

5

This course offers a fascinating dive into the psychological factors that drive poor financial decisions. Blending behavioral economics with real-world examples, it helps uncover spending habits, emotional triggers, and cognitive biases that lead to financial struggles. Engaging and insightful, it's a must for anyone looking to take control of their money and build healthier financial habits!

EC

Elizabeth Caldwell, CPA (US)

5

This class was so informative that it could have been 4 hours! Presenter does an excellent job of communicating information.

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