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Comprehensive Course on Personal Credit Mastery

  • Accountant
  • CPA (CA)
  • CFP (US)
  • CMA
  • CPA (US)
  • CVA
  • CA - ICAEW
  • CFA
  • ChFC
  • ACCA
  • FSCP
  • RICP
  • WMCP
  • CA - Ireland
  • CA - Scotland
  • CPA - Ireland
  • CWS

Published: November, 2021

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Click Here to Register

Before starting this self study program, please go through the instructional document.

  • Course Description
  • Course Qualification
  • Presenter
  • FAQ

Course Description


  • Elite credit mastery
    1 mins
  • Why rich get richer
    18 mins
  • Cashflow quadrant
    38 mins
  • What exactly is money?
    56 mins
  • Assets vs liabilities
    70 mins
  • The FICO credit scores
    93 mins
  • Revolving vs Installment
    121 mins
  • Setup your bix for credit
    157 mins

Course Description

Personal credit has been important throughout history, and it continues to become more important. The world has become a much bigger place, and therefore your credit score is used more often. Because lenders and other service providers cannot possibly know everything about you, they check your credit.

Your credit is far more than a record of your borrowing habits - people also use your credit to judge your character. While many people understand that loan terms depend on their credit, many people do not understand the other ways that credit affects their lives. 

Depending on your credit, you may be more or less attractive as a job candidate or insurance policyholder. If you already had some idea of how important your credit is, you're way ahead of the game. A large percentage of the population doesn't even know that a credit score is an indication of your risk as a borrower.

In this personal finance and credit CPE webinar, you're going to learn how personal finance works and how to build and maintain top-tier credit status so you can reach your financial goals!

This CPE course is for complete beginners where you're going to learn tips, techniques, and methods to build and maintain top-tier personal credit status.

Even if you already have some knowledge, or want to learn about the advanced tips and techniques for building a top-tier credit profile, this CPE course is for you!

No matter what the scenario or how complicated you may think personal finance and credit is, this CPE webinar gives you the foundational training you need to become proficient with personal finance and personal credit – and start achieving your personal financial goals!

Here are 7 rules live by for your personal finances:

1. Avoid credit card debt that is spent on liabilities: Credit card borrowing rates are egregiously high and paying those rates is an easy way to negatively compound your net worth. If you carry credit card debt for a prolonged period, you’re not ready to invest your money in the markets. Make sure if you are carrying a balance, you're buying assets.

2. Building credit is important: Likely the biggest expense over your lifetime will be interest costs on your mortgage, car loans, and student loans. Having a solid credit score can save you tens or even hundreds of thousands of dollars by lowering your borrowing costs.

3. Income is not the same as savings: There is a huge difference between making a lot of money and becoming wealthy because your net worth is more important than how much money you make. Having a high income does not automatically make you rich; having a low income does not automatically make you poor. All that matters is how much of your income you set aside, not how much you spend.

4. Saving is more important than investing: Pay yourself first is such simple advice, but so few people do this. The best investment decision you can make is setting a high savings rate because it gives you a huge margin of safety in life. You have no control over the level of interest rates, stock market performance, or the timing of recessions and bear markets but you can control your savings rate.

5. Live below your means, not within your means: Living within or above your means is how you end up going from paycheck to paycheck without ever truly building wealth. The only way to get ahead is by living below your means and setting aside a portion of your income for the future.

6. If you want to understand your priorities look at where you spend money each month: You have to understand your spending habits if you ever wish to gain control of your finances. The goal is to spend money on things that are important to you but cut back everywhere else. And if you pay yourself first you don’t have to worry about budgeting, you just spend whatever’s leftover on the things that truly matter to you.

7. Automate everything: The best way to save more, avoid late fees, and make your life easier is to automate as much of your financial life as possible. The goal is to make the big decisions upfront so you don’t need to waste so much time and energy tending to your finances.

Learning Objectives

  • To discuss how to build a top-tier credit profile.
  • To analyze how to create a budget.
  • To inspect how to analyze your credit profile.
  • To investigate the different types of loans.
  • To discuss the differences between good debt vs. bad debt.
  • To analyze the differences between assets vs. liabilities.
  • To inspect how to keep track of your finances.
  • To analyze how your credit score is calculated.
  • To investigate the power of compound interest.

Recommended For

  • This Online CPE webinar is recommended for CPAs, CMAs, CIPM, CFA, PFS, ABV, CVA, ChFC, FSCP, RICP, WMCP, and other individuals interested in learning how to get your finances in order, build a top-tier credit file and get access to lines of credit.

Who Should Attend?

  • Accountant
  • Accounting Firm
  • Accounting Managers
  • Bookkeepers & Accountants & Tax Preparers
  • Certified Management Accountant (CMA)
  • Certified Public Accountant (CPA)
  • Chartered Global Management Accountant
  • Cloud Accountants
  • CPA (Industry)
  • CPA - Mid Size Firm
  • CPA - Small Firm
  • Senior Accountant
  • Staff of Accounting Firm
  • Young CPA

Course Qualification

Webinar Qualifies For

  • 4 CPE Credit for Certified Management Accountants (CMA)
  • 4 CPD Credit for Accredited in Business Valuation (ABV)
  • 4 CPE Credit of Finance for Certified Public Accountants (CPA-US)
  • 4 CPE Credit for Certified Valuation Analyst (CVA)
  • 4 PL Credit for Chartered Financial Analyst (CFA)
  • 4 CPE Credit for Chartered Financial Consultant (ChFC)
  • 4 CPD Credit for Chartered Professional Accountant (CPA Canada)
  • 4 CPE Credit for Financial Services Certified Professional (FSCP)
  • 4 CPD Credit for Personal Financial Specialist (PFS)
  • 4 CPE Credit for Retirement Income Certified Professional (RICP)
  • 4 CPE Credit for Wealth Management Certified Professional (WMCP)
  • 4 CPE Credit for Certified Business Appraiser/Master Certified Business Appraiser (CBA/MCBA)
  • 4 CE Credit of General Principles of Financial Planning for Certified Financial Planner (US) (Approval No. 300791)
  • 4 CE Credit for Certified Fiduciary & Investment Risk Specialist (CFIRS)
  • 4 CE Credit for Certified Wealth Strategist (CWS)
  • 4 General Credit for Accountant/Bookeeper
  • 4 CPD Credit for CA - ICAEW
  • 4 CPD Credit for Chartered Certified Accountants (ACCA)
  • 4 CPD Credit for Chartered Accountants - Ireland (CAI)
  • 4 CPD Credit for Chartered Accountants - Scotland
  • 4 CPD Credit for CPA - Ireland

Additional details

  • Course Level :
  • Credits :
  • Instructional Method :
    QAS Self Study
  • Pre-requisites :
  • Advance Preparation :


MY-CPE LLC, 1600 Highway 6 south, suite 250, sugar land, TX, 77478

MY-CPE LLC (Sponsor Id#: 143597) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.NASBARegistry.org.


About Presenter

Juan E. Galvan

Co-Founder & CEO, Lunes Holdings, LLC

Hi I’m Juan. I’ve been an Entrepreneur since grade school. My background is in the tech space from Digital Marketing, E commerce, Web Development to Programming. I’ve consulted and helped digital entrepreneurs and multiple seven figure businesses reach new levels of success. I’ve learned the strategies, philosophies, methodologies, principles and core values from the most successful people in the world. I believe in continuous education with the best of a University Degree without all the downsides of burdensome costs and inefficient methods.

About Company

Lunes Holdings, LLC


Continuous education with the best of a University Degree without all the downsides of burdensome costs and inefficient methods. We look forward to helping you expand your skillsets.


FAQs content

  • To receive Continuing Education credit for the event, you must register for the webcast prior to the start of each program.
  • Continuing Education Credit Certificate is available to all eligible participants within 24 hours of each webinar.
  • You must attend complete live webinar and respond to all polling questions asked during the webinar. Credits would be issued on 50 minute credit hour basis.
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  • This event may be a recorded rebroadcast of a live event done in past and the instructor will be available to answer your questions during/after the webinar.
  • If you still face the polling problem please don’t panic and provide your response in the chat and we shall consider the same for processing for credits. You can download Zoom by clicking on the mentioned link : https://zoom.us/download
  • Our courses meet the global Continuing Professional Development (CPD-IES7) Standard for Chartered Accountants with International Education Standard 7 (IES 7) set by The International Federation of Accountants (IFAC), the International Accounting Education Standards Board (IAESB) and the Association of Chartered Certified Accountants (ACCA). Based on our accreditation by existing IFAC members and affiliates, we believe learners can count their professionally relevant, verifiable learning activities on myCPE, including taking on demand courses and attending live webinars, toward fulfillment of their verifiable CPD-IES7 requirements. However, if there is any question, we recommend that the individual learner confirm with his/her professional licensing organization before taking myCPE courses for CPD-IES7 credit.
  • You can manage your continuing education certificates and credits through your certificate dashboard which is available when you are logged in to your account (LOGIN)
  • As an accredited provider of Continuing Professional Education in the United States, myCPE online learning platform, courses, and webinars meet the requirements set forth by the Institute of Management Accountants (IMA), an IFAC Member Organization, as well as the National State Boards of Accountancy (NASBA) and the Institute of Internal Auditors (IIA), both IFAC Affiliates. As well as it has been approved by NASBA, Internal Revenue Service (IRS), Certified Financial Planner Board (CFP Board), California Tax Education Council (CTEC), Society of Human Resource Professional (SHRM), Human Resource Certification Institute (HRCI) and many more.Therefore, we believe learners can count their professionally relevant, verifiable learning activities on myCPE, including taking on demand courses and attending live webinars, toward fulfillment of their verifiable continuing education requirement as CPD-IES7 requirements. However, if there is any question, we recommend that the individual learner confirm with his/her professional licensing organization before taking myCPE courses for CPD-IES7 credit.
  • myCPE Courses are taken by : CPA | CMA | CFE | CIA | CPA(Yellow Book)| CFP | CFA | CPA (Govt.) | EA | CRTP | MRTP | ORTP | ABV | CITP | CVA | PFS | CFF and others.

Ratings and Review


48 Ratings



Very Good









Siu Lung Wu, AFSP, EA

May 4th, 2022



Kevin Logan, CFP (US)

Mar 26th, 2022

I was pleasantly surprised by the realistic approach to this content by the instructor. I was also impressed with his perspective on crypto currency.


Abdullah Aljarallah, CMA

Dec 21st, 2021

one of the best classes i've ever attended. interesting subject, well explained, & clear presentation.


Jeffrey Schwartz Schwartz, CPA (US)

Feb 9th, 2022

Suggest avoiding using the term "side hustle"


Elisabeth Bargo, CPA (US)

Dec 27th, 2021

As an accountant, a webinar focused on "create an LLC to get more credit!" without any discussion of the accounting and tax obligations, or even the legitimacy of the business, is a scary thing to me.

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