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Working Capital: Cash And Credit Management

  • Accountant
  • CRMA
  • CFE
  • CGAP
  • CGFM
  • CIA
  • CMA
  • CPA (US)
  • CVA
  • IAP
  • QIAL
  • CTP
  • FPAC
  • CWS

Published: August, 2022

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  • Course Description
  • Course Qualification
  • Presenter
  • FAQ

Course Description


  • Who uses cash flow analysis?
    7 mins
  • Uniform credit analysis cash flow
    31 mins
  • Miscellaneous cash flow analyses
    76 mins
  • Personal cash flow
    138 mins
  • The value of analyzing the company's cash conversion cycle
    191 mins
  • Account receivables issues
    234 mins
  • Cash & Credit management - The life blood of the business
    276 mins
  • The five "Cs" of credit
    309 mins
  • Legal aspects of collections
    353 mins

Course Description

Cash and credit are the lifeblood of every business and working capital management is key to the health of a business. Best working capital management avails organizational alignment with its objectives and focuses on the optimization of results. On the contrary, poor management of working capital makes businesses fail. Approximately 82 percent of businesses fail because of poor management of cash flow.

If your business constantly spends more than it earns, you have a cash flow problem. This Online CPE webinar explores various cash flow techniques applied to a wide range of businesses and people through effective models. The webinar takes cash flow management from its roots and provides insights into the business scenarios and underlying drivers of cash flow to manage the cash flow. 

An important way of getting an unbiased, comprehensive view of your company’s current financial health is advanced cash flow analysis. Calculating the cycle of inflow and outflow of cash provides business intelligence insights promptly of any opportunities or potential problems. This Finance CPE webinar avails insight into how a business generates and expands cash, and its ability to return value to shareholders. 

Management of cash and credit is a very crucial part of the business. Especially in times of distress, the liquidity of a business holds special importance. Professionals with key skills in their management can help in the progress and well-being of a business more efficiently. This online CPE webinar on finance helps you build the essential skills and helps with useful indicators such as the Cash conversion cycle to ensure you are crisis ready. 

This online Finance CPE webinar covers the following key topics: 

  • Working capital management key aspects: Receivables and “reasonable” terms, Payables and the benefit of “discounts”, and Inventory issues including costing methods, financing, and cost containment
  • Business & Personal Cash Flow Analyses including Direct Applications to Business Scenarios
  • Technical components: EBITDA, Statement of Cash Flows, Fixed-Charge Coverage, Free Cash Flow, Cash Basis Cash Flow, UCA Cash Flow and credit Analyses, Cash Flow Projections, and Sensitivity Analysis
  • Concept introduction: basic & advanced “cash management” tools and the Cash Conversion Cycle applied through a case study
  • Explore effective “collection” techniques including the “legal” aspects of collections and “negotiation skills” for collecting cash
  • Commercial Real Estate Cash Flow Analysis including Investment Models and “What-If” Situations

With over 25 years of experience in banking and finance, the speaker David Osburn is the right person to explore the aspects of working capital management that can add value for CPAs, CFO/controllers, financial managers, financial analysts, and practitioners who provide accounting, tax, or consulting services to businesses.

Learning Objectives

  • To recognize the key concepts of EBITDA, Fixed-Charge Coverage, Free Cash Flow, Cash Basis Cash Flow, and UCA Cash Flow Analyses for working capital management.
  • To develop an understanding of Global Cash Flow: Combining the Business and Personal Cash Flows.
  • To identify cash flow projections and sensitivity analysis as tools for advanced Cash Flow Analysis.
  • To recall key working capital management concepts: Statement of Cash Flows, receivables, payables, and inventory management.
  • To identify Cash Conversion Cycle, its calculation, and its impact on a company’s liquidity.

Recommended For

  • This Online CPE webinar is recommended for CPAs, CMAs, CVAs, CFAs, PFSs, ABVs, and Other Accounting and Finance Professionals who desire to support their clients with better cash-flow assistance.
  • This Online Continuing Education Webinar is recommended for CPAs in Canada who want to assist their clients with Personal, and Business Cash flow analysis.
  • This Online Continuing Professional Education webinar is recommended for CFO/controllers, financial managers, auditors, financial analysts, and practitioners who provide accounting, tax, or consulting services to businesses.

Who Should Attend?

  • Accountant
  • Accounting Firm
  • Accounting Managers
  • Certified Management Accountant (CMA)
  • Certified Public Accountant (CPA)
  • CPA (Industry)
  • CPA - Mid Size Firm
  • CPA - Small Firm
  • CPA in Business
  • Entrepreneurial CPA
  • Senior Accountant
  • Staff of Accounting Firm
  • Young CPA

Course Qualification

Webinar Qualifies For

  • 8 General Credit for Accountant/Bookkeeper/Tax Professionals
  • 8 CPE Credit of Accounting for Certified Public Accountants (CPA-US)
  • 8 CPD Credit of Finance for Accredited in Business Valuation (ABV)
  • 8 CPE Credit for Certification in Risk Management Assurance (CRMA)
  • 8 CPD Credit of Financial Reporting for Certified Financial Forensics (CFF)
  • 8 CPE Credit of Finance for Certified Fraud Examiner (CFE)
  • 8 CPE Credit for Certified Government Auditing Professional (CGAP)
  • 8 CPE Credit for Certified Government Financial Manager (CGFM)
  • 8 CPE Credit of Financial Accounting for Certified Internal Auditors (CIA)
  • 8 CPE Credit of Corporate Finance for Certified Management Accountants (CMA)
  • 8 CPE Credit of Finance for Certified Valuation Analyst (CVA)
  • 8 CPE Credit for Internal Audit Practitioner (IAP)
  • 8 CPE Credit for Qualification in Internal Audit Leadership (QIAL)
  • 8 CRE Credit of Working Capital Management for Certified Treasury Professional (CTP)
  • 8 CPE Credit of Finance for Certified Business Appraiser/Master Certified Business Appraiser (CBA/MCBA)
  • 8 CRE Credit for Certified Corporate FP&A Professional (FPAC)
  • 8 CE Credit for Certified Fiduciary & Investment Risk Specialist (CFIRS)
  • 8 CE Credit for Certified Wealth Strategist (CWS)

Additional details

  • Course Level :
  • Credits :
  • Instructional Method :
    QAS Self Study
  • Pre-requisites :
  • Advance Preparation :


MY-CPE LLC, 1600 Highway 6 south, suite 250, sugar land, TX, 77478

MY-CPE LLC (Sponsor Id#: 143597) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website:


About Presenter

David Osburn

Manager, Osburn & Associates, LLC

David is the founder and managing member of Osburn & Associates LLC, a Las Vegas-based business training and contract CFO firm that provides seminars, webinars, keynote speeches, and webinars for various trade groups including CPAs, bankers, attorneys, credit union employees, credit managers, contractors, and business owners. He also provides contract CFO services for financial institutions, medical practitioners, contractors, and real estate developers.

His extensive professional background encompasses over 27 years in banking, finance, and marketing. His bank commercial lending credentials include comprehensive loan underwriting, management, customer development, and loan workout experience.

In addition, David is an Adjunct Professor for Regis University, an accredited MBA program and the College of Southern Nevada (CSN), a community college. He has taught college courses for over 25 years covering Finance, Accounting, Economics, Marketing, Banking, Business Law, and Management.

He earned an MBA in Finance/Marketing from Utah State University and a BS in Finance from Brigham Young University. He is also a graduate of the University of Oklahoma National Commercial Lending School.

About Company

Osburn & Associates, LLC

We are a business training and contract chief financial officer (CFO) firm. Our business training services consists of quality seminar/keynote addresses for CPAs, bankers, attorneys, credit union employees, credit managers, trade groups, and business owners. We also provide training via “webinars” which are usually one hour in length and are administered through a live “interactive” PowerPoint presentation. These training sessions often fulfill the requirements for Continuing Professional Education (CPE), Continuing Legal Education (CLE), and Continuing Education Units (CEUs). Our contract CFO services include financial statement analysis, obtaining "actual" bank/non-bank financing, and management consulting for small-to medium-size businesses. Clients include construction companies, medical practitioners, and real estate developers.


FAQs content

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  • Our courses meet the global Continuing Professional Development (CPD-IES7) Standard for Chartered Accountants with International Education Standard 7 (IES 7) set by The International Federation of Accountants (IFAC), the International Accounting Education Standards Board (IAESB) and the Association of Chartered Certified Accountants (ACCA). Based on our accreditation by existing IFAC members and affiliates, we believe learners can count their professionally relevant, verifiable learning activities on myCPE, including taking on demand courses and attending live webinars, toward fulfillment of their verifiable CPD-IES7 requirements. However, if there is any question, we recommend that the individual learner confirm with his/her professional licensing organization before taking myCPE courses for CPD-IES7 credit.
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  • As an accredited provider of Continuing Professional Education in the United States, myCPE online learning platform, courses, and webinars meet the requirements set forth by the Institute of Management Accountants (IMA), an IFAC Member Organization, as well as the National State Boards of Accountancy (NASBA) and the Institute of Internal Auditors (IIA), both IFAC Affiliates. As well as it has been approved by NASBA, Internal Revenue Service (IRS), Certified Financial Planner Board (CFP Board), California Tax Education Council (CTEC), Society of Human Resource Professional (SHRM), Human Resource Certification Institute (HRCI) and many more.Therefore, we believe learners can count their professionally relevant, verifiable learning activities on myCPE, including taking on demand courses and attending live webinars, toward fulfillment of their verifiable continuing education requirement as CPD-IES7 requirements. However, if there is any question, we recommend that the individual learner confirm with his/her professional licensing organization before taking myCPE courses for CPD-IES7 credit.
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Ratings and Review


96 Ratings



Very Good









Richard Johnson, CPA (US)

Jul 8th, 2022

Great concepts and detailed explanations of working capital and credit analysis terms and calculations and the related terms. The presenter's stories and examples strongly supported the learning and were engaging.


Charles Luebbering, CPA (US)

May 5th, 2022

This was an excellent presentation--covering in summary format, followed by details, of virtually every aspect of working capital, cash and credit management.


Jason Forsyth, Masters (Accountancy)

Dec 30th, 2021

Best corse and presenter so far! Perfect pace, awesome teacher!


Joseph Hughes, CPA (US)

Oct 1st, 2021

Great first step for me in this field


Frederick, Accountant

Apr 22nd, 2022

It was knowledgeable and Practical.

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